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Biden Vetoes Congress to Override SEC Crypto Guidance

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(Bloomberg) — President Joe Biden vetoed a congressional resolution that would overturn U.S. Securities and Exchange Commission guidelines that the cryptocurrency industry says have hindered its ability to work with banks .

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The guide – known as staff accounting bulletin no. 121 – has also received resistance from banks since it was published in 2022. Lenders have said it effectively prevents them from expanding services to hold digital assets on behalf of customers by making it too expensive.

The resolution – passed in the Senate with the support of 11 Democrats – would have invalidated the SEC bulletin. Lawmakers supporting the resolution, which passed the House by a vote of 228-182, said the guidance limits options for Americans who want to deposit digital assets at traditional banks.

“My administration will not support measures that jeopardize the well-being of consumers and investors,” Biden said in a veto message released Friday evening. “To capitalize on the potential benefits and opportunities of cryptocurrency innovation, adequate guardrails that protect consumers and investors are needed.”

Read more: Senate Votes to Eliminate SEC Crypto Guidance, Set Veto

In his statement, Biden added that he was “eager to work with Congress to ensure a comprehensive and balanced regulatory framework for digital assets.”

Although the White House said earlier this month it opposed House-passed legislation establishing a regulatory framework for digital assets – arguing it lacked sufficient consumer and investor protection – it stopped short of a threat of outright veto, indicating that the president was open to negotiations on the legislation. that regulate the issue.

–With assistance from Amanda Iacone, Matthew Bultman, Andrew Ramonas, and Ben Bain.

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