Fintech

From Startup to Double Unicorn: Zilch’s Journey

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June 28, 2024

Written by FinTech Alliance

Zilch, founded in 2018 by Philip Belamant, achieved unicorn status in just 14 months and is the fastest growing fintech in Europe.

The company aims to eliminate the high costs of consumer credit through its advertising-subsidized payments network. Zilch offers consumers rewards and interest-free credit, while saving large sums in fees. The company has grown rapidly, reaching more than 4 million customers and generating significant gross merchandise value. Key to their success are regulatory compliance, innovative AI technology, and strategic partnerships with companies like AWS and Checkout.com.

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